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Saving on Taxes for Real Estate
One of the ways that buyers & sellers can boost their budgeting power, especially prior to a house purchase, is by saving on taxes. Keep...
Adam Garrett
Apr 20, 20231 min read


Budgeting Meeting with Adam
One of the ways that I assist buyers and sellers, especially buyers, is by providing guidance to boost their budgeting power, especially prior to a house purchase. Below I wanted to provide some guidance on best practices before a meeting. Also keep in mind that I am a licensed real estate agent, not a certified public accountant, attorney, or certified financial planner & any insights I have are best discussed with your CPA, financial planner, or attorney when relevant to th
Adam Garrett
Apr 20, 20236 min read


Avoiding Payment Shock for Your House
When you are about to go from a lower payment or no payment on your housing to a higher payment, I recommend taking some steps to avoid running into problems with payment shock. These steps can have 3 primary benefits: Easing Your Transition These steps can make the transition of lower/no payments to higher payments much easier, having a positive impact on your ability to not experience late payments/missed payments when you have a higher payment required. Expediting Debt Pay
Adam Garrett
Apr 10, 20235 min read


Credit Boosting Meeting with Central & Eastern VA REALTOR, Adam Garrett
One of the ways that I assist buyers and sellers, especially buyers, is by providing guidance to boost their credit, especially prior to a house purchase. Below I wanted to provide some guidance on best practices before a meeting. Also keep in mind that I am a licensed real estate agent, not a certified public accountant, attorney, or certified financial planner & any insights I have are best discussed with your CPA, financial planner, or attorney when relevant to their respe
Adam Garrett
Apr 8, 20233 min read


Below & Above Asking Price Offers
Many newer agents and unrepresented buyers who haven't purchased many houses don't offer the right price on houses & other real estate...
Adam Garrett
Jan 31, 20237 min read


Rent or Buy Calculator
Among real estate-related calculators, one of the most difficult to accurately determine is the rent vs buy calculator, despite...
Adam Garrett
Jan 20, 20234 min read


Virginia Cities/Counties Information Compared & Real Estate Property Info
I've created a master spreadsheet for government & other information on virginia localities . In case you're unfamiliar with Google Sheets , I've created an article on the subject as well. Some tabs cover all of Virginia while others cover exclusively Central & Eastern Virginia. I'm unaware of any publicly available spreadsheet that can come close to being as comprehensive as this one for the task of comparing potential cities/counties in Central & Eastern VA. While most of t
Adam Garrett
Jan 2, 20234 min read


Renting Out Rooms
Sometimes I'll get asked by a prospective buyer if they are able to rent out rooms of their home, and sometimes someone will contact me...
Adam Garrett
Dec 19, 20224 min read


Competing Offer Spreadsheet
When I am representing a seller I typically include a competing offer spreadsheet. I also like to show these to buyers before an offer so...
Adam Garrett
Nov 20, 20222 min read


Should You Get Solar Panels for Your Home?
In theory, as someone who enjoys hunting/gathering/fishing/gardening, I like the idea of self-sufficiency in terms of utilities, from...
Adam Garrett
Nov 12, 20229 min read


Mortgage Interest Rates
Mortgage interest rates are one of the most significant factors that influence the housing market & buyer purchasing power for any buyers...
Adam Garrett
Oct 27, 202211 min read


Buying a House with Crypto-Currency
I've worked with clients before that have made a lot in crypto, but sadly most of the encounters that I have had where someone supposedly...
Adam Garrett
Oct 27, 20223 min read


As is House Purchases & Sales
Above: My as-is HUD foreclosure purchase that is my rental property where I got a fantastic deal in part because it was being sold as is...
Adam Garrett
Oct 21, 202218 min read


Good Neighbor Next Door Program (50% off homes)
Good Neighbor Next Door enables full-time “EMTs, teachers, firefighters, & law enforcement" to get effectively 50% off on certain...
Adam Garrett
May 6, 20221 min read
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