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Budgeting & Real Estate
Here I share about budgets in general in addition to the positive impact that homeownership can make to help many save more and invest...
Adam Garrett
Jan 156 min read
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How's the House Market in Hampton Roads?
Median Sales Price in the Virginia Beach Metro Area 2021-2024 per Redfin The market in Hampton Roads is in a relatively good place. Home...
Adam Garrett
Jan 29 min read
60 views
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Should I Purchase a House with my Girlfriend, Boyfriend, or Others I'm not Married to?
Above: Adam & his wife Jessica The answer to this question depends on a number of factors. Please keep in mind that I am not an attorney...
Adam Garrett
Oct 16, 202413 min read
5 views
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Low or No Credit Mortgages
No or Low Credit Loans: NACA: Credit Score Not Considered, Below Market Rates in Some Cases, No Down Payment, No Closing Costs, But w...
Adam Garrett
Aug 17, 202412 min read
84 views
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Income, Asset, & Rent Limits for Home Buying & Renting Programs to Reduce Costs in SE VA
Many seek to save and increase their income before buying a home, and many fail to realize that the most lucrative programs to reduce...
Adam Garrett
Aug 2, 20241 min read
19 views
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Homeless Resources in US w/ SE Virginia Focus
Below is a list of resources from various locations for those who are homeless or who are facing the threat of homelessness: How to Avoid...
Adam Garrett
Jul 20, 20244 min read
57 views
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Living in a Van, RV, or Otherwise on Wheels
My friends Dr. Jim & Mary Rudisill in their live-aboard home at the time In this article, I'll be getting into methods of living on...
Adam Garrett
Jul 20, 20248 min read
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Free Acquisitions for Your Home
All images courtesy Freecycle Whether you're a 1st-time buyer looking to save money, moving here from another country and trying to cut...
Adam Garrett
Jul 18, 20245 min read
16 views
0 comments


Boosting Credit for Mortgages & Tenants
While there are some exceptions, your credit score has a very high impact on most mortgages & your options as a tenant. Prior to taking...
Adam Garrett
Jul 17, 202413 min read
55 views
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Homestead Exemptions on Real Estate in VA vs Other States
Image courtesy World Population Review VA Main Homestead Provisions: Additional VA Homestead Related Provisions Mentioned in 1st Sentence...
Adam Garrett
May 29, 20241 min read
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Tax Relief & Deferral in Hampton Roads
Above: Image by Adam (not nearly how much money it looks to be, FYI) #s below are from 2024 Real Estate Tax Relief/Deferral Virginia...
Adam Garrett
May 17, 202418 min read
53 views
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Military Resources, Freebies & Discounts w/ SE VA PCS Integration
Image by Adam at Langley AFB Resources for Kids Blue Star Kids Military Child Education Coalition Sesame Street for Military Families Our...
Adam Garrett
May 17, 20245 min read
26 views
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MyHousingSearch.com: Lowest Price Rental Search in 30+ States for Low Income, Section 8, Disabled, 50+, Homeless, & Veterans
One of the best options available for those seeking a low price on a rental (as low as free, as in examples above) is...
Adam Garrett
May 3, 20241 min read
77 views
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Where to Find House Price Area Differences Including Highest & Lowest Prices?
City-Data for Median Monthly Housing Cost, Median Value, & Many More Options This map on City Data has a state view, county view, zip...
Adam Garrett
Apr 11, 20245 min read
15 views
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Homes Often Don't Count Against You for SSI, SSDI, Medicaid, Section 8 & Other Benefits
In many cases, a home you own won't count against you for a variety of supplemental support. That said, there are some cases when...
Adam Garrett
Apr 7, 202416 min read
44 views
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Why Should Sellers Avoid Offering Low or No Buyer's Agent Commission?
Image courtesy Housingwire Did you know that it's possible as a seller being represented by a listing agent (or a seller representing...
Adam Garrett
Apr 6, 20248 min read
35 views
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Is New Construction Ever a "Deal"?
Image by American Real Estate Photography at a former listing of Adam's where the owners used a kit to build it. Related Credit &...
Adam Garrett
Apr 6, 20241 min read
5 views
0 comments


Housing Choice Voucher Homeownership Program (via Section 8 Subsidies) in SE VA & US
Did you know that monthly section 8 subsidies are available for home purchases in some localities? Eligibility/Requirements for...
Adam Garrett
Apr 1, 20241 min read
24 views
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Free Things to Do in & Around Virginia
In this article, I share my map of over 1500 free things to do in & around Virginia, with a small % of those #s even around the globe....
Adam Garrett
Mar 24, 20244 min read
146 views
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Assumptions
A typical assumption in real estate is where a buyer assumes a seller's loan at the time of sale, often at a lower interest rate than the...
Adam Garrett
Feb 24, 20241 min read
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