Keep in mind as well:
1. It's important to choose a great listing agent. Listing agent marketing quality & quality overall vary substantially. Two agents may achieve very different results on the same property at the same time, depending on which agent is chosen. Heavily discounted (i.e. <1%) commission rate agents exist, but typically are not a best practice vs getting a great listing agent.
2. The above does not factor in any seller concessions other than those above, inherently, i.e. closing cost assistance, repairs, etc. If you'd prefer, these may be added to the "misc. seller fees" above. Properties with many repair needs are more likely than other properties to have higher concession requests than properties in good shape. Properties being sold as-is typically net a lower amount than properties that have their interior prepared and their exterior prepared well & cost-effectively prior to sale.
3. The above does not factor in certain lender fees for sellers with a mortgage like:
Per-diem interest — interest from your last payment up to the payoff date.
Payoff/Demand statement fee — some lenders charge a small admin fee.
Prepayment penalty — uncommon on modern fixed-rate loans but possible on certain loans/HELOCs or very old notes.
HELOC closure/release fee — if you’re closing a line of credit.
Lien release/reconveyance recording fee — paid to the clerk to record the release (not a lender fee, but shows up with payoffs).
The above was created with significant assistance from Chat GPT 5.0 in September 2025.